💰 Loans & Mortgages
Explore all loans & mortgages tools and solvers under the Financial Calculators category.
Personal & Loan Calculator
Calculate monthly payments, total interest, and amortization schedule for any loan.
Open Calculator →Mortgage Payment Calculator
Estimate monthly home mortgage payments including principal, interest, and term calculations.
Open Calculator →Auto & Car Loan Calculator
Calculate monthly car payments, total loan cost, and interest on vehicle purchases.
Open Calculator →Credit Card Payoff Calculator
Calculate months to become debt-free, total interest charges, and debt payoff savings.
Open Calculator →Debt-to-Income (DTI) Ratio Calculator
Calculate your front-end and back-end debt-to-income ratio, mortgage borrowing capacity, and lender qualification limits.
Open Calculator →Early Loan Payoff & Extra Payment Calculator
Calculate total interest saved and payoff time eliminated by making extra monthly, annual, or lump-sum loan payments.
Open Calculator →Debt Snowball & Avalanche Calculator (Payoff Planner)
Build a debt payoff plan: snowball or avalanche order, months to debt-free, total interest, debt-free date, and savings versus minimum payments only.
Open Calculator →Home Affordability Calculator (28/36 Rule)
Estimate how much house you can afford from income, debts, down payment, rate, taxes, and insurance using lender front-end and back-end DTI caps.
Open Calculator →Amortization Schedule Calculator (Loan Payoff Table)
See every payment of a fixed-rate loan with a full amortization schedule: monthly principal, interest, remaining balance, extra-payment savings, and payoff date.
Open Calculator →Rent Affordability Calculator (30% Rule)
Maximum rent from your gross income under the 30% rule, the 28/36 debt ratios, and the 40x landlord income test — plus a reverse check of your current rent share.
Open Calculator →Rent vs Buy Calculator (Breakeven & Opportunity Cost)
Compare renting against buying over your horizon: mortgage P&I, tax, insurance, maintenance, equity at sale, opportunity cost, and the exact year buying pulls ahead.
Open Calculator →Buy Now Pay Later Calculator (Pay in 4 & Installments)
Split any purchase into four interest-free biweekly payments or 6- and 12-month installment plans — payment dates, total cost, late-fee exposure, and a credit card payoff comparison.
Open Calculator →HELOC Calculator (Home Equity Line of Credit Payments)
Estimate your HELOC borrowing power — available equity at 80% combined LTV, the interest-only draw payment, the full repayment payment once principal kicks in, and the payment shock between them.
Open Calculator →Mortgage Refinance Calculator (Break-Even & Savings)
Compare your current mortgage against a refinance — new payment, monthly savings, closing-cost break-even point, and total interest saved over your planned time in the home, with a clear worth-it verdict.
Open Calculator →Student Loan Calculator (Payment & Extra-Payoff)
Estimate your student loan payment on the Standard 10-year plan, see total interest over the term, and find how much interest and time extra monthly payments save — with notes on IDR, SAVE, and PSLF.
Open Calculator →Car Affordability Calculator (20/4/10 Rule)
Find the maximum car price you can afford from your income — using the 20/4/10 guideline that keeps total transportation costs (payment, insurance, fuel, maintenance) at or below 20% of gross income — with max payment and financed amount.
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